Welcome to your Path To Home Ownership ®

The Path To Home Ownership® (PTHO) offers many valuable benefits that can serve you very well in helping you advance yourself and your family towards the dream of home ownership.

Scroll down to see all that's included in your PTHO Membership!

1

Application

Your Path To Home Ownership® Membership application.

2

Personal Service

You’ll be assigned your own personal friendly trained local Certified Affordable Housing Provider® housing counselor that will analyze your information and place you into the PTHO program that is right for you, right now. Don’t worry – we have a program for everyone – even if you don’t have enough money to put down on a house now.

3

Guidance

Guidance: Right away we’ll send you a ‘Members only’ PTHO web class that explains more about the program and guides you on next steps. When the time is right we’ll place you with a licensed specialist that will work to get you the best mortgage.

4

Education

Members receive your own personal copy of the best selling book “Never Pay Rent Again™” - the Path To Home Ownership® to learn more about buying a home.

5

Training

You’ll receive access to ‘Members Only’ video trainings on how to get yourself in a position to qualify for a loan.

6

Save Money

We help you save money. Our experts will analyze your existing bills to help you get immediate savings on Cell Phone, Internet, Cable, DirecTV and Dish, and Utilities – Gas and Electric*!! This alone could pay for your membership in the first month. More money in your pocket means you can buy a nicer house faster.

7

Credit Restoration

As a member you’ll receive a review of your credit. This may show that you can improve your score and lower your out of pocket costs on Auto Insurance and interest on Credit Cards, Auto Loans, Student Loans and yes – getting a low interest home loan when the time is right. We refer you to a non-profit organization that are experts at improving credit scores.

8

First Look

Members get ‘First Look’ status on all properties being purchased by the company to choose the home that is just right for you.

9

Custom Buy

Members get our ‘Custom Buy’ service as the company will seek to buy a property that is right for you – the number of bedrooms, bathrooms and location you prefer. No obligation – you can chose it or let it pass on to another PTHO client.

10

Earn Credits

Members can earn credit towards their down payment / purchase price by agreeing to do some or all of the repairs on a property.

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Bonus

Everyone who joins us now receives the Platinum Savings Card™ Membership that gives weekly discounts at over 131,000 grocery stores, 91,000 restaurants, discounts on gift cards, discounts on prescriptions and more! Over $100 Value!

Are you serious about having a better life for yourself and your family? Isn’t now the best time to right your ship, get expert support and have a plan? Join the PTHO Membership today! It’s only $50 per person and we’ll go right to work to serve your needs.

Get Started on Your Path To Home Ownership® Today

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Get Started In Minutes!

As local Certified Affordable Housing Providers® Our Mission is to Transform Lives through Affordable Housing to Empower Families and Individuals to Enjoy the American Dream of Home Ownership™

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*Due to state laws the program may differ slightly in some states.

Shirley Hoover

Life took an unexpected turn for me a few years ago. I found myself in a difficult situation after leaving a long-term relationship where the bills weren’t being paid—even though I was working seven days a week just to stay afloat. Losing my home was devastating. I went from a farmhouse on an acre of land, with space, memories, and a life I had built, to suddenly having nowhere stable to go.

That’s when I reached out to Heart 2 Heart Homes Trust, and they helped me into a small one-bedroom place so I could get back on my feet. It was a huge adjustment after everything I had lost, but it gave me something I desperately needed at the time: stability and a chance to rebuild.

From there, things slowly started looking up. Heart 2 Heart didn’t just rent me a place—they supported me, encouraged me, and treated me with respect during a time when I felt like I had failed. As I worked hard to get my life back together, they worked with me, taught me about responsible homeownership, and helped me start moving toward my goals instead of feeling stuck in my setbacks.

Over time, I was able to move into a three-bedroom home with a garage and a nice yard—something I never thought I’d have again. Their program helped me rebuild not just my housing situation, but my confidence, my independence, and my sense of security.

I am incredibly grateful for the patience, guidance, and second chance they gave me. Heart 2 Heart Homes Trust truly lives by the idea that “everyone deserves a home.” They don’t just provide housing—they help people rebuild their lives.

shirley hoover lock haven, PA